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Kill Bills

Posted by on Sep 5, 2013 |

Bills are like warts. They pop up when least expected, they’re ugly and annoying and seem to stick around forever. This article suggests various ideas to help eliminate those extra bills from cluttering your finances.

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Home Equity Loans vs Home Equity Line Of Credit – Which Option Should You Choose?

Posted by on Aug 30, 2013 |

Tapping into your home equity loans qualifies you for low rates with the potential benefit of tax write offs. Lenders have developed a number of financing solutions for you, each with their own pros and cons. Home equity loans provide low rates with some closing costs. On the other hand, a home equity line of credit waives closing costs and application fees for flexible lending amounts at slightly higher rates.

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Peer-To-Peer Loans And Student Loans

Posted by on Aug 16, 2013 |

Small time entrepreneurs and individuals found a cheaper option to finance and start their businesses online. With banks offering high interest in loans, credit investigations and onerous amortization obligations, online communities raised money and lend it to complete strangers. This is called Peer to Peer lending or P2P.

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Applying For A Secured Loan

Posted by on Jul 30, 2013 |

Owning a home is a dream that most families would want to achieve. A home provides you with a feeling of contentment because you finally have acquired a property which you can call your own. Buying a home is more convenient and practical than renting one. Settling monthly payments for your rent is just like buying a house when the money that you have paid are put together. The only difference is that you will never be able to own the house that you have been allotting money f…

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Ways To Increase Your Credit Score

Posted by on Jul 28, 2013 |

Your credit report and credit score can serve you to evaluate your creditworthiness. There are several strong points that may bring about a weak credit score to be assessed by the top credit bureaus – too several debts or outstanding bills, bankruptcy, below par credit to debt relationship, not paying taxes, nonexistent loan payments and contradictory reports to collection agencies from a retailers.

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Retirement Planning and Your Finances

Posted by on Jul 26, 2013 |

As you near your sunset years, it is time to inventory your financial resources and see exactly where you stand. Do you have a lot of equity in your home but little cash in the bank? What kind of mortgage do you have? Have you taken a look at your insurance policy to see if it is current? Here are a few things to think about as you get ready to retire.

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Mortgages And Home Financial Planning

Posted by on Jul 24, 2013 |

Buying a property is likely to be the largest purchase you ever make – finding the right deal for you means choosing one mortgage from the many hundreds available. This will be much easier if you know what you’re looking for.

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Avoid The Problem Of Student Loan Bankruptcy

Posted by on Jul 18, 2013 |

College is supposed to be an exciting time for young adults, but is can also be a very stressful time too for many reasons. Of course there are academic and social pressure, but an important part of attending college is being able to pay for it, thus college students often face the problem of student loan bankruptcy.

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In Debt? – A Debt Consolidation Loan may be the Answer

Posted by on Jul 17, 2013 |

Being in debt can be stressful, especially if you are in way over your head. It is important to understand you need to develop a debt management plan of attack to avoid going into bankruptcy. Bankruptcy will follow you for the rest of your life and make at least the next ten years very rough to get ahead financially.

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Real Estate Valuation

Posted by on Jul 11, 2013 |

Real estate valuation for income properties is not the same as for houses. Here’s a quick lesson on how to do your own appraisal on rental properties.

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Is Debt Consolidation A Good Idea?

Posted by on Jul 10, 2013 |

Debt consolidation can get you into trouble. It may seem like a good idea when the payments on all those loans and credit cards start to add up, but there is a flaw in this strategy.

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Obtaining A Debt Consolidation Loan To Deal With Your Student Loans

Posted by on Jul 8, 2013 |

In this day and age, many young men and women are beginning their careers carrying a tremendous debt load. Students have been forced to obtain significant amounts of financing in the form of student loans in recent years. If you are such a person, you may be interested in finding a method through which you can bring your student loans under control. You might want to consider a debt consolidation loan to deal with your student loans and other outstanding debts. There are m…

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